Buildings Insurance

Buildings insurance is a type of insurance that covers the physical structure of your dwelling and will give you the cash required to fix or rebuild your premises should anything go wrong. You’re not legally obliged to take out buildings insurance; however, if you've got a mortgage then you should expect that your lender will insists you sign up for buildings insurance.

Buildings insurance protects you if the home is damaged or destroyed in a wide range of different circumstances, often including fire, criminal damage, flooding, and various natural disasters. Buildings insurance only protects you from structural problems and fixtures at your house. The loss of your belonging from your own home is not covered, for that you need contents insurance.