Contents insurance is completely optional even if you still have a mortgage. Contents insurance protects your belongings inside your house. Should your belongings get stolen, damaged or destroyed then you may be able to claim on your contents insurance. Insurance is a way of limiting the risk of anything happening to your home, if something does happen then your costs are limited to the cost of your premium, and excess. The costs of repairing a house are virtually unlimited and can end up costing you a substantial amount of money.
Although many people assume that they don't have anything that's worth insuring in their homes, many of your belongings are fairly expensive. Even seemingly inexpensive items like clothes can mount up very quickly.
Most people would be better off taking out both buildings and contents insurance policies. This ensures that whenever an incident occurs to your home, you will be fully protected from pretty much all eventualities. For example, if your home and belongings are destroyed, then home insurance will ensure that both your belongings and house are covered.
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Monday 30 September 2013
Contents insurance
Contents insurance is completely optional even if you still have a mortgage. Contents insurance protects your belongings inside your house. Should your belongings get stolen, damaged or destroyed then you may be able to claim on your contents insurance. Insurance is a way of limiting the risk of anything happening to your home, if something does happen then your costs are limited to the cost of your premium, and excess. The costs of repairing a house are virtually unlimited and can end up costing you a substantial amount of money.
Although many people assume that they don't have anything that's worth insuring in their homes, many of your belongings are fairly expensive. Even seemingly inexpensive items like clothes can mount up very quickly.
Most people would be better off taking out both buildings and contents insurance policies. This ensures that whenever an incident occurs to your home, you will be fully protected from pretty much all eventualities. For example, if your home and belongings are destroyed, then home insurance will ensure that both your belongings and house are covered.
Although many people assume that they don't have anything that's worth insuring in their homes, many of your belongings are fairly expensive. Even seemingly inexpensive items like clothes can mount up very quickly.
Most people would be better off taking out both buildings and contents insurance policies. This ensures that whenever an incident occurs to your home, you will be fully protected from pretty much all eventualities. For example, if your home and belongings are destroyed, then home insurance will ensure that both your belongings and house are covered.
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